Quoting from [moreelo]:
Well I would reply ecept for the fact that your questions have already been answered above.Moreelo, You aren't going to get better info than the 2 replies you have already received here. Recommend you print the responses and start from there.
Be careful, do LOTS more reading before spending a dime and best of luck.
Ghu. JS.... great answers! Whichever one of you doesn't get the MVP's I am giving them to you!