International trade risk control of the sub-loan-to-six U.S. importers of the actual impact is starting from the early 08's show, and that the impact on international trade, is a collection of risk.
1. U.S. business enterprises of the state of the United States is not easy. Because the U.S. business model is based on credit sales of trade. U.S. bank loans introduced austerity policy, is cautious lending. The result is that many of the original general business conditions to obtain loans, but now can not. There are many business line of credit dropped a lot. Therefore, their cash flow situation is the relatively tight.
According to the U.S. bankruptcy law, and take in operating the edge of the enterprise is to apply for bankruptcy court protection. Based on the bankruptcy protection system, access to bankruptcy court protection order businesses, in the protection period and still do not have to pay the debt, and creditors are still not allowed to advocate claims. For exporters, U.S. importers could not pay, and the court's support. Not all companies are so, only such a possibility has increased. The past and old customers can not escape the impact. Based on the dollar and the RMB exchange rate adjustment, the United States, or want to compare the way through the credit trading. Because, as their cash flow will be relatively good, and not pushed to the brink of bankruptcy, but also reduce the interest cost of bank loans.
From the industry, especially the life of the products subject to a greater impact on. For example, home textiles, home appliances, supermarket products, furniture and agricultural enterprises have been affected particularly severe. Because they directly face the American consumers, unlike Americans the credit card before, the effective. The slight decline in the purchasing power of Americans.
2. Exporters to the impact of the impact of exporters, mainly in three aspects. First, the transaction will take place. You can not accurately judge the new customer's credit situation, because in the credits under the influence of such uncertainty is particularly evident. Therefore, we have chosen is the best form of payment to exporters. For example, LC, or 100 percent before the TT. However, importers in the U.S. bank's credit limit no less useful, to do a bit tired. Therefore, in the face of new customers, it is difficult to choose. If he asked you do not OA? You are doing or not » And old customers as well.
They also like new customers and in such a state of instability, in fact, when the old customers and new customers on the difference in risk significance of the very small. Second, the transactions have taken place. If the transaction is in progress, then you must always pay attention to changes in the operation of importers. This change is the result of the actual payment problems. So, you have more than usual attention to their actions, such as whether, as usual, such as payment in full. If a bad change, then you have a vigilance. Under such circumstances, you can do is to propose its domestic partners issue a certificate of sponsorship letter.
So even if he is bankrupt, you can get a guarantor to the purchase price and reduce losses. In addition, you can credit a number of service providers, such as DB, to purchase credit reports, or let the factor related to the importer to provide credit information. Thirdly, the money due but unpaid. This situation more dangerous, because importers have not the same as a Bank of America's full support. Therefore, you need to do is closely watching his actions, if delinquency, then let its written commitment to pay for dates and methods of payment. This benefit is the preservation of evidence, if really do not pay, then the commercial collection and legal proceedings will be very convenient. Because you have direct evidence that he did not pay the facts and his commitment.
3. For those of us service providers affect my service in the United States the largest factoring company, one of the Group of St. Lo. We can foresee that many U.S. importers of insolvency status, and exporters can not receive the money situation. This is because our statistics show that such bad debt in the current around 100 billion U.S. dollars. Moreover, the monthly figures are about 1 billion U.S. dollars of growth. We see great opportunities, but the opportunities we are very sorry.
If, exporters doing good enough, this figure will not be such a terror. For our partners in China, the Chinese international, is also great opportunities. We see them in international accounts receivable services will accomplish much. We hope that the importers can heighten their vigilance, and from their own perspective to adequate preventive work. Reduce risk. For some, and not within the scope of the foreseeable risks, we recommend that the professional bodies to solve the problem, as early as late solve the problem than to resolve. In the choice of service providers, we propose to select a greater influence, and international reputation of the service provider. We are familiar with the operation of this business, we also see a lot of irresponsible trade practices. Therefore, we propose that the formal channels of access to such help.