Is Paying By paypal Safe?
Post 1 of 22
Hi. I've always thought that Paypal was a secure form of payment for buyers, but after going to this site, i'm not so sure. The website is www.nopaypal.com, and it has member discussions regarding paypal. Could Paypal be the new breeding ground for scammers on Alibaba? Please post here if you've had any troubles with paypal or if you think paypal is safe or not. Thanks. Also, does anyone know a website to verify UK companies? I've been contacted by Business Abundance UK Limited. If anyone knows about this company, please post here. Thanks.
06 Dec 2005 13:45
Post 2 of 22
No, Paypal is not safe. It is relatively safe when you purchase something through Ebay and get the buyer protection (up to $1000). The buyer protection if only offered if the seller is eligible to provide it. I have spoken to Paypal several times about this matter and the general consensus is that they do not offer protection outside of Ebay. Yes, you can file a claim if you get ripped off but you most likely won't see anything. As far as the UK goes, stay away. There are legit UK dealers, but not many and even less on Alibaba. Always use CC when purchasing (and not AMEX). Also, insist on flying out to meet the person before making a transaction. If they resist, they are a fraud. Be careful...
06 Dec 2005 21:22
Post 3 of 22
Hi. Thanks Diaboaudio. But, how do you pay by CC? Do you give your card number to the seller, or is there a third-party company? Thanks. and if you know anything about Serdez It-Greg Serdez/Robert Bennett, please let me know.
07 Dec 2005 12:56
Post 4 of 22
Why do you say not to not use amex? Why is amex any different than visa/mc?
07 Dec 2005 15:13
Post 5 of 22
Replying to kai2589:
I myself prefer paypal as a secure payment processor.
1. Paypal verifies your account - assures the buyer who you are
2. Paypal verifies the buyers account - assures the seller who you are.
I use paypal for most all my online transactions and will tell you. Yes, they do offer protections outside of ebay. I have not ever sold anything from ebay.
The buyer protection if only offered if the seller is eligible to provide it.
This would prove that the seller is a real person and have made several legit transactions. Most have to be verified to provide the protection (meaning that there checking, debit, Credit Card and address has been checked.)
I would say that it is pretty safe.
I myself prefer paypal as a secure payment processor.
1. Paypal verifies your account - assures the buyer who you are
2. Paypal verifies the buyers account - assures the seller who you are.
I use paypal for most all my online transactions and will tell you. Yes, they do offer protections outside of ebay. I have not ever sold anything from ebay.
The buyer protection if only offered if the seller is eligible to provide it.
This would prove that the seller is a real person and have made several legit transactions. Most have to be verified to provide the protection (meaning that there checking, debit, Credit Card and address has been checked.)
I would say that it is pretty safe.
08 Dec 2005 06:55
Post 6 of 22
Replying to contak:
I assure you Paypal IS NOT SAFE outside of Ebay. I have had several conversations with Paypal's fraud department. They made it clear that they can do little or nothing with a transaction goes bad if it is done outside of Ebay. Paypal is only safe (and only up to $1000) if it is used in an Ebay auction. Sure, you can file a claim if you get robbed outside of Ebay, but you will most likely receive nothing.
But Paypal isn't all bad :). Someone that has a Paypal account is generally more trustworthy than someone without. Being a verified member is a plus. And Paypal is much safer than Western Union or bank transfer.
But please don't go making a purchase from a shady "seller" just because you think you have Paypal protection. The fact is, you don't. Scammers are now accepting Paypal. I spoke with a Nigerian offering 4 gb nanos with 2 day shipping at $75 a piece. Now I would wager my house vs $1 that he is a scammer. He accepts Paypal. (his ID is adekunleok@hotmail.co.uk by the way). I hope you see now that Paypal is not safe. If you still think it is why don't you buy some "nanos" from this Nigerian using Paypal? Quite a deal. (just kidding please don't do that)
As for the question of why not Amex:
Recently, American Express has announced that it is a violation of your user agreement to purchase items for wholesale. Legitimate vendors must inform their customers of this before making any potential wholesale transaction. That being the case, you have no protection when you get scammed. Maybe you can "prove" that the order was for you, your brothers, and each of your 97 friends, but why risk it? Please don't try.
I assure you Paypal IS NOT SAFE outside of Ebay. I have had several conversations with Paypal's fraud department. They made it clear that they can do little or nothing with a transaction goes bad if it is done outside of Ebay. Paypal is only safe (and only up to $1000) if it is used in an Ebay auction. Sure, you can file a claim if you get robbed outside of Ebay, but you will most likely receive nothing.
But Paypal isn't all bad :). Someone that has a Paypal account is generally more trustworthy than someone without. Being a verified member is a plus. And Paypal is much safer than Western Union or bank transfer.
But please don't go making a purchase from a shady "seller" just because you think you have Paypal protection. The fact is, you don't. Scammers are now accepting Paypal. I spoke with a Nigerian offering 4 gb nanos with 2 day shipping at $75 a piece. Now I would wager my house vs $1 that he is a scammer. He accepts Paypal. (his ID is adekunleok@hotmail.co.uk by the way). I hope you see now that Paypal is not safe. If you still think it is why don't you buy some "nanos" from this Nigerian using Paypal? Quite a deal. (just kidding please don't do that)
As for the question of why not Amex:
Recently, American Express has announced that it is a violation of your user agreement to purchase items for wholesale. Legitimate vendors must inform their customers of this before making any potential wholesale transaction. That being the case, you have no protection when you get scammed. Maybe you can "prove" that the order was for you, your brothers, and each of your 97 friends, but why risk it? Please don't try.
08 Dec 2005 16:44
Post 7 of 22
I sent money to themm about 2 weeks ago and they said that the items would be here in 3days they have my money and no reply from them don't do it I amin the process of trying to get my products or money back right now I have found someone that stays in the uk and has told me that they are actually a real business but they have a bad reputation on alibaba for being scammers she is really nice and trying to help me she has a page on here called uk suppliers you can find me im jjayi she has already replied to me
29 Dec 2005 09:07
Post 9 of 22
Replying to Diaboaudio:
The AmEx wholesale restriction only applies to the buyer protection regarding extended warranties and such.
AmEx users are still covered with fraud protection on wholesale purchases. I just had a successful dispute last month.
Paypal you are safe with Visa/Mastercard, though paypal does not want you to know. If you're paypal dispute does not go through, you can still chargeback to your visa/mastercard. Paypal has a clause in the user agreement preventing amex and discover from allowing chargebacks, since paypal did in fact provide its service. However visa/MC consider paypal a merchant and require them to allow chargebacks.
The AmEx wholesale restriction only applies to the buyer protection regarding extended warranties and such.
AmEx users are still covered with fraud protection on wholesale purchases. I just had a successful dispute last month.
Paypal you are safe with Visa/Mastercard, though paypal does not want you to know. If you're paypal dispute does not go through, you can still chargeback to your visa/mastercard. Paypal has a clause in the user agreement preventing amex and discover from allowing chargebacks, since paypal did in fact provide its service. However visa/MC consider paypal a merchant and require them to allow chargebacks.
30 Dec 2005 10:41
Post 10 of 22
Replying to [kai2589]: Yes. can you explane what is paypal? As i am not used to this world.
16 Mar 2007 10:03
Post 11 of 22
Replying to [kai2589]:
If u trust the seller ,any method of payment is possible .if not ,the only way is irrevocable letter of credit but it is known that paypal is just safe on ebay cause they control payment process and everyone has a crdit card number there where they can withdraw any amount of money.Without Ebay ,Paypal is like anyother kind of payment.good luck![[em1]](http://img.alibaba.com/images/eng/style/icon/emoticons_smile.gif)
If u trust the seller ,any method of payment is possible .if not ,the only way is irrevocable letter of credit but it is known that paypal is just safe on ebay cause they control payment process and everyone has a crdit card number there where they can withdraw any amount of money.Without Ebay ,Paypal is like anyother kind of payment.good luck
17 Mar 2007 11:19